:root{--forest:#173f35;--deep:#102e27;--paper:#f6f4eb;--white:#fffefa;--ink:#1b3028;--muted:#5c6a62;--line:#d9ddd1;--sage:#dfe6d6;--orange:#bd4d2e;--max:1260px}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0;background:var(--paper);color:var(--ink);font:16px/1.65 Arial,Helvetica,sans-serif}a{color:inherit;text-underline-offset:4px}a:hover{color:var(--orange)}button,input{font:inherit}button,a,input,summary{touch-action:manipulation}button{cursor:pointer}a:focus-visible,button:focus-visible,input:focus-visible,summary:focus-visible{outline:3px solid var(--orange);outline-offset:5px}button:disabled{cursor:default}img,svg{max-width:100%}[hidden]{display:none!important}.shell{width:min(var(--max),calc(100% - 80px));margin:auto}.skip{position:fixed;left:16px;top:-100px;background:var(--forest);color:white;padding:12px 20px;z-index:100}.skip:focus{top:12px}.topline{background:var(--forest);color:#e4ebde;font-size:11px;letter-spacing:.08em;text-transform:uppercase}.topline .shell{display:flex;justify-content:space-between;padding-top:9px;padding-bottom:9px;gap:18px}.topline a{color:#fff;text-decoration:none}.site-header{border-bottom:1px solid var(--line);background:var(--paper);position:relative;z-index:10}.header-row{display:flex;align-items:center;gap:36px;min-height:100px}.brand{display:flex;gap:13px;align-items:center;text-decoration:none;color:var(--forest);font-size:17px;font-weight:700;line-height:1.2;letter-spacing:-.4px}.brand small{display:block;font-size:10px;color:var(--muted);font-weight:400;letter-spacing:1.25px;margin-top:6px;text-transform:uppercase}.brand svg{width:40px;height:45px;flex-shrink:0}.nav{display:flex;gap:27px;margin-left:auto;align-items:center;font-size:13px;font-weight:700}.nav a{text-decoration:none;padding:12px 0}.search-toggle,.menu-toggle{background:none;border:1px solid var(--line);color:var(--forest);border-radius:50%;width:43px;height:43px;display:grid;place-items:center}.search-toggle svg{width:19px}.menu-toggle{display:none;border-radius:0;width:auto;padding:0 13px}.search-panel{padding:24px 0 28px;background:var(--white);border-bottom:1px solid var(--line)}.search-form{display:flex;gap:12px}.search-form input{flex:1;min-width:0;border:1px solid var(--forest);padding:13px 16px;border-radius:0;background:white;color:var(--ink)}.button{display:inline-flex;justify-content:center;align-items:center;gap:30px;padding:14px 23px;min-height:50px;border:1px solid var(--forest);background:var(--forest);color:#fff;text-decoration:none;font-size:13px;font-weight:700;line-height:1.3}.button:hover{background:var(--deep);color:white}.button.light{background:transparent;color:var(--forest)}.button.light:hover{background:var(--sage)}.button svg{width:17px;flex-shrink:0}.search-status{font-size:13px;color:var(--muted);margin:12px 0 0}.search-results{list-style:none;padding:0;margin:15px 0 0;display:grid;grid-template-columns:1fr 1fr;gap:0 28px}.search-results a{display:block;padding:10px 0;border-bottom:1px solid var(--line);text-decoration:none;font-size:14px}.eyebrow{font-size:11px;letter-spacing:.14em;font-weight:700;text-transform:uppercase;color:var(--muted);display:flex;align-items:center;gap:12px}.eyebrow:before{content:"";display:inline-block;width:20px;height:1px;background:currentColor}.hero{display:grid;grid-template-columns:1.2fr 1fr;gap:78px;padding:72px 0 64px;align-items:center}.hero h1{font:normal clamp(52px,5.5vw,79px)/1.04 Georgia,'Times New Roman',serif;letter-spacing:-3px;margin:25px 0}.hero h1 em{font-style:italic;color:var(--orange)}.hero .lead{max-width:520px;color:var(--muted);font-size:16px;line-height:1.8;margin:26px 0}.actions{display:flex;gap:12px;flex-wrap:wrap;margin:26px 0}.hero-foot{font-size:11px;display:flex;gap:22px;flex-wrap:wrap;color:var(--muted);margin-top:31px}.hero-foot span{display:flex;gap:7px;align-items:center}.hero-foot i{width:5px;height:5px;border-radius:50%;background:var(--forest)}.case-cover{position:relative;padding:30px;background:var(--sage);transform:rotate(1.4deg);margin:18px 8px;box-shadow:12px 14px 0 #e7e8df}.case-cover:before{content:"";width:125px;height:21px;background:var(--sage);position:absolute;top:-20px;left:0;clip-path:polygon(0 0,85% 0,100% 100%,0 100%)}.case-top{display:flex;justify-content:space-between;border-bottom:1px solid #b9c3b2;padding-bottom:14px;font-size:10px;letter-spacing:.12em}.case-sheet{background:var(--white);padding:29px 27px 20px;margin-top:25px}.case-sheet .case-title{font:normal 29px/1.2 Georgia,serif;margin:12px 0 20px}.case-code{color:var(--muted);font-size:10px;letter-spacing:.08em}.case-row{display:flex;align-items:center;gap:15px;font-size:13px;padding:13px 0;border-top:1px solid #e4e6dd}.case-row svg{width:18px;color:var(--forest)}.case-row small{margin-left:auto;color:var(--muted);font-size:10px}.case-note{border:1px solid #b6c4ad;display:inline-flex;padding:7px 14px;margin-top:22px;font-size:10px;font-weight:700;letter-spacing:.08em;transform:rotate(-3deg);color:var(--forest)}.case-bottom{display:flex;align-items:center;justify-content:space-between;font-size:10px;margin-top:23px}.case-circle{width:42px;height:42px;border:1px solid #aebaa4;border-radius:50%;display:grid;place-items:center;font:normal 18px Georgia}.quick-strip{background:var(--forest);color:var(--paper)}.quick-strip .shell{display:grid;grid-template-columns:repeat(3,1fr)}.quick-item{padding:26px 24px;display:flex;gap:20px;align-items:center;border-right:1px solid #3d5c50}.quick-item:first-child{padding-left:0}.quick-item:last-child{border-right:none}.quick-num{font:28px Georgia;color:#adbf9f}.quick-item b{display:block;font-size:13px;font-weight:400}.quick-item small{display:block;color:#b9c7b8;font-size:11px;margin-top:3px}.section{padding:64px 0;border-bottom:1px solid var(--line)}.section-heading{display:flex;justify-content:space-between;align-items:end;gap:40px;margin-bottom:32px}.section-heading h2{font:normal 43px/1.12 Georgia,serif;letter-spacing:-1.3px;margin:12px 0 0}.section-heading>p{max-width:360px;font-size:13px;color:var(--muted);margin:0}.topic-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.topic-card{padding:27px;border:1px solid var(--line);background:var(--white);text-decoration:none;display:flex;flex-direction:column;min-height:225px;transition:background .15s}.topic-card:hover{background:var(--sage);color:var(--forest)}.topic-card .number{font:30px Georgia;color:#7b8e7d}.topic-card h3{font:normal 25px Georgia;margin:22px 0 12px}.topic-card p{color:var(--muted);font-size:13px;margin:0 0 20px}.text-link{margin-top:auto;display:flex;align-items:center;justify-content:space-between;font-size:12px;font-weight:700}.text-link svg{width:18px}.filters{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:24px}.filter{border:1px solid var(--line);background:none;padding:9px 16px;font-size:12px;color:var(--forest)}.filter[aria-pressed=true]{background:var(--forest);color:white;border-color:var(--forest)}.guide-list{display:grid;grid-template-columns:1fr 1fr;gap:0 35px}.guide-card{display:grid;grid-template-columns:35px 1fr 20px;gap:13px;padding:23px 0;border-top:1px solid var(--line);text-decoration:none;align-items:start}.guide-card .guide-number{font:17px Georgia;color:#8c9b8e}.guide-card h3{font-size:16px;font-weight:400;line-height:1.4;margin:0 0 8px}.guide-card p{font-size:12px;line-height:1.6;color:var(--muted);margin:0}.guide-card svg{width:18px;margin-top:4px}.guide-card .category{font-size:9px;letter-spacing:.1em;color:var(--muted);text-transform:uppercase;display:block;margin:0 0 8px}.result-count{font-size:11px;color:var(--muted);margin:15px 0}.partner-card{display:grid;grid-template-columns:80px 1fr auto;align-items:center;gap:28px;padding:30px;border:1px solid var(--forest);background:var(--white);margin:25px 0}.partner-mark{width:70px;height:70px;border-radius:50%;background:var(--forest);color:#fff;display:grid;place-items:center;font:28px Georgia}.partner-card .eyebrow{font-size:9px;letter-spacing:.06em}.partner-card h2,.partner-card h3{font:normal 26px Georgia;margin:6px 0 9px}.partner-card p{font-size:12px;color:var(--muted);margin:0;max-width:580px;line-height:1.6}.partner-card .smallprint{font-size:10px;margin-top:9px}.brand-table{width:100%;border-collapse:collapse;font-size:13px}.brand-table th{text-align:left;font-size:10px;letter-spacing:.08em;color:var(--muted);text-transform:uppercase;padding:12px 14px;border-bottom:1px solid var(--forest)}.brand-table td{padding:17px 14px;border-bottom:1px solid var(--line)}.brand-table th:first-child,.brand-table td:first-child{padding-left:0}.brand-table td:first-child{font-weight:700}.brand-table a{text-decoration-thickness:1px}.guide-split{display:grid;grid-template-columns:1fr 1fr;gap:70px}.guide-split h2{font:normal 39px/1.15 Georgia;letter-spacing:-1px;margin:12px 0 20px}.guide-split p{font-size:14px;color:var(--muted)}.steps{list-style:none;margin:0;padding:0;counter-reset:steps}.steps li{counter-increment:steps;display:grid;grid-template-columns:32px 1fr;gap:10px;padding:15px 0;border-bottom:1px solid var(--line)}.steps li:before{content:counter(steps,decimal-leading-zero);color:#809280;font:18px Georgia}.steps h3{font-size:14px;margin:0 0 4px}.steps p{font-size:12px;margin:0}.site-footer{padding:45px 0 0;background:#e9ede1;color:var(--forest)}.footer-main{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:60px;padding-bottom:35px}.footer-main p{font-size:12px;color:#56675a;max-width:370px;margin:20px 0 0}.footer-main h2{font-size:11px;text-transform:uppercase;letter-spacing:.1em;margin:0 0 16px}.footer-main ul{list-style:none;margin:0;padding:0;font-size:12px}.footer-main li{margin:7px 0}.footer-main a{text-decoration:none}.footer-bottom{border-top:1px solid #ccd5c6;padding:20px 0;display:flex;justify-content:space-between;gap:25px;font-size:10px;color:#59675a}.responsible-strip{background:var(--deep);color:#d6dfd0;padding:19px 0}.responsible-inner{display:flex;justify-content:space-between;align-items:center;gap:30px;font-size:11px}.responsible-inner strong{font-size:20px;font-weight:400;font-family:Georgia}.responsible-inner a{color:#fff}.breadcrumbs{display:flex;flex-wrap:wrap;gap:10px;padding:25px 0;color:var(--muted);font-size:11px}.breadcrumbs a{text-decoration:none}.article-head{padding:27px 0 40px;max-width:990px}.article-head h1{font:normal clamp(38px,4.4vw,61px)/1.12 Georgia;letter-spacing:-1.8px;margin:20px 0 25px}.article-answer{font-size:17px;color:var(--muted);max-width:840px;line-height:1.8}.byline{display:flex;flex-wrap:wrap;gap:20px;font-size:11px;color:var(--muted);margin-top:25px}.article-grid{display:grid;grid-template-columns:minmax(0,1fr) 265px;gap:70px;padding-bottom:65px;align-items:start}.article-body{min-width:0}.article-body h2{font:normal 31px/1.2 Georgia;letter-spacing:-.6px;margin:40px 0 20px;scroll-margin-top:25px}.article-body h3{font-size:16px;line-height:1.4;margin:24px 0 10px}.article-body p,.article-body li{font-size:15px;line-height:1.85}.article-body ul,.article-body ol{padding-left:22px}.article-body li{margin:8px 0}.article-body section{margin-bottom:34px}.facts{display:grid;grid-template-columns:repeat(3,1fr);border-top:2px solid var(--forest);border-bottom:1px solid var(--line);padding:22px 0;gap:22px;margin:0 0 32px}.facts dt{font-size:17px;font-weight:700}.facts dd{margin:7px 0 0;color:var(--muted);font-size:11px;line-height:1.5}.toc{position:sticky;top:25px;border-top:2px solid var(--forest);padding-top:20px}.toc h2{font-size:10px;letter-spacing:.12em;text-transform:uppercase;margin:0 0 16px}.toc ol{padding-left:16px;font-size:12px;color:var(--muted);line-height:1.6}.toc li{margin:13px 0}.toc a{text-decoration:none}.toc-note{padding:18px;background:var(--sage);margin-top:25px;font-size:11px;line-height:1.7}.toc-note p{margin:0 0 8px}.table-box{overflow-x:auto;border-top:2px solid var(--forest);margin:25px 0;max-width:100%}.table-box table{border-collapse:collapse;width:100%;font-size:13px;min-width:430px}.table-box th{padding:13px;text-align:left;background:var(--sage);font-size:11px}.table-box td{padding:15px 13px;border-bottom:1px solid var(--line);vertical-align:top}.callout{background:var(--sage);border-left:3px solid var(--forest);padding:20px 25px;margin:25px 0}.callout h3,.copy-note h3{margin-top:0;font-size:14px}.callout p{margin-bottom:0}.copy-note{background:var(--white);border:1px solid var(--line);padding:24px;margin:25px 0}.copy-note p{font-size:14px;margin-bottom:18px}.copy-button{font-size:11px;border:1px solid var(--forest);background:none;padding:8px 12px;color:var(--forest)}.faq{border-top:1px solid var(--line)}.faq details{border-bottom:1px solid var(--line);padding:0}.faq summary{cursor:pointer;list-style:none;position:relative;padding:20px 30px 20px 0}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:'+';position:absolute;right:4px;top:17px;font-size:22px;font-weight:400}.faq details[open] summary:after{content:'−'}.faq summary h3{display:inline;font-size:14px;font-weight:400;margin:0}.faq details p{margin:0 0 22px;color:var(--muted);font-size:13px}.source-box{border-top:2px solid var(--forest);padding-top:14px;margin-top:35px}.source-box h2{font-size:23px;margin-top:12px}.source-box p,.source-box li{font-size:11px;line-height:1.7}.source-box li{margin:9px 0}.source-box a{overflow-wrap:anywhere}.related{margin-top:35px;border-top:1px solid var(--line);padding-top:16px}.related h2{font-size:23px;margin:0 0 15px}.related a{display:flex;justify-content:space-between;gap:20px;font-size:13px;border-bottom:1px solid var(--line);padding:14px 0;text-decoration:none}.related svg{width:15px;flex-shrink:0}.article-body .partner-card{grid-template-columns:1fr;padding:24px;gap:12px}.article-body .partner-mark{display:none}.article-body .partner-card h2{font-size:24px;margin:10px 0}.article-body .partner-card p{font-size:12px}.article-body .partner-card .button{justify-self:start}.guide-links a{display:flex;justify-content:space-between;gap:15px;border-bottom:1px solid var(--line);padding:14px 0;font-size:14px;text-decoration:none}.service{max-width:820px;padding-bottom:65px}.service h1{font:normal 52px/1.1 Georgia;letter-spacing:-1.5px;margin:25px 0}.service h2{font:normal 27px Georgia;margin:32px 0 14px}.service h3{font-size:16px;margin:25px 0 10px}.service p,.service li{font-size:14px;line-height:1.85}.service .lead{font-size:17px;color:var(--muted)}.text-note{font-size:11px;color:var(--muted);margin-top:15px}.author-panel{background:var(--white);padding:27px;border:1px solid var(--line)}.author-initials{font:32px Georgia;width:70px;height:70px;display:grid;place-items:center;background:var(--sage);margin-bottom:20px}.no-results{background:var(--sage);padding:20px;font-size:13px}.notice-list{display:flex;flex-wrap:wrap;gap:12px;list-style:none;padding:0!important;font-size:11px}.notice-list li{border:1px solid var(--line);padding:7px 12px}.empty-404{padding:80px 0 100px}.empty-404 .code{font:100px Georgia;color:var(--orange);line-height:1}.empty-404 h1{font:40px Georgia}.empty-404 p{max-width:600px;color:var(--muted)}
@media(min-width:1450px){.hero{gap:105px}}@media(max-width:1100px){.shell{width:calc(100% - 48px)}.header-row{gap:22px}.nav{gap:18px}.hero{gap:36px}.hero h1{font-size:61px}.case-cover{padding:23px}.case-sheet{padding:22px}.article-grid{gap:38px;grid-template-columns:minmax(0,1fr) 225px}.partner-card{grid-template-columns:65px 1fr}.partner-card>.button{grid-column:2;justify-self:start}.section-heading h2{font-size:38px}.footer-main{gap:30px}.guide-split{gap:40px}}
@media(max-width:800px){.shell{width:calc(100% - 40px)}.topline .shell{font-size:9px}.header-row{min-height:82px;gap:14px;flex-wrap:wrap}.brand{font-size:15px}.brand small{font-size:8px}.brand svg{width:32px}.nav{display:none;order:5;width:100%;margin:0;padding:0 0 16px}.nav.open{display:flex;flex-wrap:wrap}.menu-toggle{display:grid;margin-left:auto;font-size:11px;height:38px}.search-toggle{width:38px;height:38px}.hero{grid-template-columns:1fr;gap:32px;padding:45px 0}.hero h1{font-size:clamp(48px,9vw,72px);max-width:650px;letter-spacing:-2px}.hero .lead{max-width:600px}.case-cover{max-width:490px;width:calc(100% - 16px);margin:8px 8px 15px;justify-self:center}.case-sheet .case-title{font-size:28px}.quick-strip .shell{grid-template-columns:1fr}.quick-item{padding:15px 0;border-right:none;border-bottom:1px solid #3d5c50}.quick-item:last-child{border-bottom:none}.quick-item b{font-size:12px}.quick-num{font-size:23px}.section{padding:43px 0}.section-heading{align-items:start;flex-direction:column;gap:18px;margin-bottom:25px}.section-heading h2{font-size:35px}.section-heading>p{max-width:600px}.topic-cards{grid-template-columns:1fr}.topic-card{min-height:0;display:grid;grid-template-columns:40px 1fr;gap:0 15px;padding:23px}.topic-card .number{grid-row:1/4}.topic-card h3{font-size:23px;margin:0 0 9px}.topic-card p{margin-bottom:12px}.topic-card .text-link{grid-column:2}.guide-list{gap:0 22px}.guide-card{grid-template-columns:25px 1fr 16px;gap:8px;padding:20px 0}.guide-card h3{font-size:14px}.guide-card p{font-size:11px}.partner-card{grid-template-columns:55px 1fr;gap:18px;padding:23px}.partner-mark{width:55px;height:55px;font-size:23px}.partner-card h2,.partner-card h3{font-size:23px}.guide-split{grid-template-columns:1fr;gap:20px}.guide-split h2{font-size:34px}.footer-main{grid-template-columns:1fr 1fr;gap:30px}.footer-main>div:first-child{grid-column:1/-1}.footer-main p{max-width:600px}.footer-bottom{flex-direction:column;gap:8px}.responsible-inner{align-items:start;gap:16px;flex-wrap:wrap}.responsible-inner strong{font-size:19px}.article-grid{grid-template-columns:1fr;gap:0}.toc{position:static;order:-1;margin-bottom:25px}.toc ol{columns:2;font-size:11px}.toc li{break-inside:avoid;margin:8px 0}.toc-note{display:none}.article-head{padding-top:14px;padding-bottom:27px}.article-head h1{font-size:42px}.article-answer{font-size:16px}.article-body h2{font-size:28px}.facts{gap:16px}.facts dt{font-size:15px}.facts dd{font-size:10px}.service h1{font-size:42px}.search-results{grid-template-columns:1fr}}
@media(max-width:480px){.shell{width:calc(100% - 32px)}.topline .shell>span:last-child{display:none}.header-row{gap:10px}.brand{font-size:13px;gap:9px}.brand small{letter-spacing:.7px;font-size:7px}.menu-toggle{padding:0 9px}.hero h1{font-size:49px}.hero .lead{font-size:14px}.actions{gap:9px}.button{padding:13px 16px;gap:18px;font-size:12px}.case-sheet{padding:20px}.case-row small{font-size:9px}.hero-foot{gap:12px;font-size:10px}.guide-list{grid-template-columns:1fr}.guide-card{grid-template-columns:28px 1fr 18px}.guide-card h3{font-size:15px}.guide-card p{font-size:12px}.partner-card{grid-template-columns:1fr}.partner-mark{display:none}.partner-card>.button{grid-column:1}.brand-table{font-size:11px}.brand-table td,.brand-table th{padding:13px 8px}.article-head h1{font-size:36px;letter-spacing:-1px}.article-answer{font-size:15px}.byline{gap:8px 18px}.facts{grid-template-columns:1fr;padding:10px 0;gap:0}.facts>div{display:flex;gap:15px;justify-content:space-between;border-bottom:1px solid var(--line);padding:12px 0}.facts>div:last-child{border:none}.facts dt{font-size:14px}.facts dd{text-align:right;max-width:60%;margin:0;font-size:11px}.toc ol{columns:1}.article-body p,.article-body li{font-size:14px}.copy-note,.callout{padding:19px}.service h1{font-size:36px}.search-form{flex-wrap:wrap}.search-form input{width:100%;flex-basis:100%}.search-form .button{width:100%}.section-heading h2{font-size:32px}.footer-main{gap:25px 20px}.footer-main h2{font-size:10px}.footer-main ul{font-size:11px}.partner-card .eyebrow{font-size:8px}.table-box{margin-left:0;margin-right:0}.site-footer{padding-top:32px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
@media print{.topline,.nav,.search-toggle,.menu-toggle,.search-panel,.toc,.partner-card,.site-footer,.responsible-strip,.copy-button{display:none!important}.shell{width:100%}.article-grid{display:block}.article-body p{font-size:11pt}.article-head h1{font-size:28pt}.faq details>p{display:block!important}body{background:#fff;color:#000}.article-body a:after{content:' (' attr(href) ')';font-size:9pt}}
